Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 383,267,000 | 400,473,000 | 386,003,000 | 395,367,000 |
| Total loans | 265,752,000 | 273,579,000 | 274,314,000 | 280,920,000 |
| Allowance for loan losses | 4,027,000 | 4,084,000 | 4,250,000 | 4,400,000 |
| Securities available for sale | 30,084,000 | 30,275,000 | 35,811,000 | 36,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,298,000 | 361,632,000 | 345,939,000 | 354,795,000 |
| Interest-bearing deposits | 221,148,000 | 233,382,000 | 225,116,000 | 242,038,000 |
| Noninterest-bearing deposits | 124,150,000 | 128,250,000 | 120,823,000 | 112,757,000 |
| Equity capital | 35,337,000 | 36,184,000 | 37,215,000 | 37,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,845,000 | 7,941,000 | 12,102,000 | 16,304,000 |
| Interest expense | 489,000 | 1,005,000 | 1,485,000 | 1,957,000 |
| Net interest income | 3,356,000 | 6,936,000 | 10,617,000 | 14,347,000 |
| Noninterest income | 720,000 | 1,497,000 | 2,193,000 | 2,948,000 |
| Noninterest expense | 2,923,000 | 5,887,000 | 8,872,000 | 11,827,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 445,000 |
| Pretax income | 1,063,000 | 2,366,000 | 3,613,000 | 5,031,000 |
| Income tax | 251,000 | 566,000 | 863,000 | 1,200,000 |
| Net income | 812,000 | 1,800,000 | 2,750,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,621,000 | 36,265,000 | 37,215,000 | 37,951,000 |
| Total capital | 39,091,000 | 39,843,000 | 40,818,000 | 41,642,000 |
| Risk-weighted assets | 277,046,000 | 285,774,000 | 287,556,000 | 294,556,000 |