Call reports 2018
FIRST BANK — 2018
What FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 367,172,000 | 351,698,000 | 346,391,000 | 356,733,000 |
| Total loans | 242,308,000 | 246,940,000 | 259,061,000 | 266,617,000 |
| Allowance for loan losses | 3,600,000 | 3,712,000 | 3,794,000 | 3,925,000 |
| Securities available for sale | 30,322,000 | 31,121,000 | 30,923,000 | 29,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,476,000 | 319,733,000 | 313,478,000 | 323,143,000 |
| Interest-bearing deposits | 219,338,000 | 207,428,000 | 207,420,000 | 214,845,000 |
| Noninterest-bearing deposits | 116,138,000 | 112,305,000 | 106,058,000 | 108,298,000 |
| Equity capital | 29,461,000 | 29,870,000 | 30,572,000 | 31,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,476,000 | 6,936,000 | 10,473,000 | 14,230,000 |
| Interest expense | 246,000 | 529,000 | 814,000 | 1,196,000 |
| Net interest income | 3,230,000 | 6,407,000 | 9,659,000 | 13,034,000 |
| Noninterest income | 748,000 | 1,533,000 | 2,241,000 | 2,982,000 |
| Noninterest expense | 2,737,000 | 5,573,000 | 8,423,000 | 11,253,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 400,000 |
| Pretax income | 1,151,000 | 2,187,000 | 3,207,000 | 4,363,000 |
| Income tax | 272,000 | 516,000 | 752,000 | 1,027,000 |
| Net income | 879,000 | 1,671,000 | 2,455,000 | 3,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,075,000 | 30,547,000 | 31,332,000 | 31,810,000 |
| Total capital | 33,346,000 | 33,859,000 | 34,778,000 | 35,320,000 |
| Risk-weighted assets | 261,320,000 | 264,599,000 | 275,323,000 | 280,413,000 |