Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,667,000 | 305,163,000 | 309,501,000 | 315,859,000 |
| Total loans | 208,692,000 | 218,522,000 | 219,419,000 | 229,182,000 |
| Allowance for loan losses | 3,471,000 | 3,378,000 | 3,383,000 | 3,420,000 |
| Securities available for sale | 29,231,000 | 29,419,000 | 29,524,000 | 27,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,755,000 | 277,137,000 | 279,995,000 | 287,315,000 |
| Interest-bearing deposits | 189,100,000 | 186,218,000 | 187,117,000 | 200,988,000 |
| Noninterest-bearing deposits | 89,655,000 | 90,919,000 | 92,878,000 | 86,327,000 |
| Equity capital | 25,693,000 | 26,024,000 | 27,128,000 | 27,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 5,852,000 | 8,885,000 | 11,876,000 |
| Interest expense | 197,000 | 403,000 | 606,000 | 817,000 |
| Net interest income | 2,728,000 | 5,449,000 | 8,279,000 | 11,059,000 |
| Noninterest income | 681,000 | 1,282,000 | 1,989,000 | 2,678,000 |
| Noninterest expense | 2,440,000 | 5,037,000 | 7,621,000 | 10,122,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 75,000 |
| Pretax income | 969,000 | 1,694,000 | 2,734,000 | 3,657,000 |
| Income tax | 346,000 | 596,000 | 961,000 | 1,280,000 |
| Net income | 623,000 | 1,098,000 | 1,773,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,489,000 | 25,791,000 | 27,002,000 | 27,305,000 |
| Total capital | 28,174,000 | 28,579,000 | 29,902,000 | 30,361,000 |
| Risk-weighted assets | 214,016,000 | 222,427,000 | 231,550,000 | 244,107,000 |