Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 288,501,000 | 282,246,000 | 279,557,000 | 284,618,000 |
| Total loans | 194,034,000 | 199,555,000 | 196,470,000 | 208,302,000 |
| Allowance for loan losses | 3,787,000 | 3,750,000 | 3,707,000 | 3,481,000 |
| Securities available for sale | 26,166,000 | 27,897,000 | 28,674,000 | 28,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,005,000 | 256,435,000 | 253,081,000 | 258,415,000 |
| Interest-bearing deposits | 175,128,000 | 167,834,000 | 167,998,000 | 173,343,000 |
| Noninterest-bearing deposits | 87,877,000 | 88,601,000 | 85,083,000 | 85,072,000 |
| Equity capital | 24,086,000 | 24,242,000 | 24,731,000 | 24,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,466,000 | 8,266,000 | 11,226,000 |
| Interest expense | 202,000 | 397,000 | 592,000 | 784,000 |
| Net interest income | 2,508,000 | 5,069,000 | 7,674,000 | 10,442,000 |
| Noninterest income | 596,000 | 1,031,000 | 1,630,000 | 2,263,000 |
| Noninterest expense | 2,541,000 | 5,084,000 | 7,718,000 | 10,216,000 |
| Provision for loan losses | 0 | 0 | 0 | -210,000 |
| Pretax income | 563,000 | 1,130,000 | 1,700,000 | 2,813,000 |
| Income tax | 191,000 | 307,000 | 497,000 | 893,000 |
| Net income | 372,000 | 823,000 | 1,203,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,372,000 | 23,916,000 | 24,466,000 | 24,706,000 |
| Total capital | 25,788,000 | 26,387,000 | 26,900,000 | 27,257,000 |
| Risk-weighted assets | 191,416,000 | 196,374,000 | 193,342,000 | 203,001,000 |