Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 265,929,000 | 269,360,000 | 266,705,000 | 268,572,000 |
| Total loans | 180,902,000 | 186,390,000 | 196,345,000 | 195,186,000 |
| Allowance for loan losses | 3,814,000 | 3,772,000 | 3,780,000 | 3,772,000 |
| Securities available for sale | 20,641,000 | 20,683,000 | 24,642,000 | 25,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,026,000 | 244,956,000 | 241,678,000 | 243,672,000 |
| Interest-bearing deposits | 169,083,000 | 164,220,000 | 163,843,000 | 164,917,000 |
| Noninterest-bearing deposits | 72,943,000 | 80,736,000 | 77,835,000 | 78,755,000 |
| Equity capital | 22,768,000 | 23,098,000 | 23,363,000 | 23,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 5,172,000 | 7,895,000 | 10,716,000 |
| Interest expense | 209,000 | 418,000 | 631,000 | 831,000 |
| Net interest income | 2,349,000 | 4,754,000 | 7,264,000 | 9,885,000 |
| Noninterest income | 617,000 | 1,322,000 | 1,907,000 | 2,488,000 |
| Noninterest expense | 2,615,000 | 5,160,000 | 7,600,000 | 10,129,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 358,000 | 923,000 | 1,578,000 | 2,251,000 |
| Income tax | 113,000 | 308,000 | 529,000 | 757,000 |
| Net income | 245,000 | 615,000 | 1,049,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,832,000 | 22,303,000 | 22,815,000 | 23,219,000 |
| Total capital | 24,158,000 | 24,660,000 | 25,294,000 | 25,652,000 |
| Risk-weighted assets | 184,579,000 | 187,121,000 | 197,048,000 | 193,304,000 |