Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,283,000 | 248,126,000 | 242,963,000 | 247,797,000 |
| Total loans | 170,667,000 | 171,961,000 | 175,089,000 | 182,778,000 |
| Allowance for loan losses | 3,561,000 | 3,444,000 | 3,698,000 | 3,750,000 |
| Securities available for sale | 13,783,000 | 15,679,000 | 16,365,000 | 15,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,255,000 | 224,620,000 | 219,142,000 | 224,276,000 |
| Interest-bearing deposits | 155,274,000 | 161,699,000 | 157,992,000 | 159,275,000 |
| Noninterest-bearing deposits | 59,981,000 | 62,921,000 | 61,150,000 | 65,000,000 |
| Equity capital | 21,908,000 | 22,199,000 | 22,454,000 | 22,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,066,000 | 7,595,000 | 10,106,000 |
| Interest expense | 247,000 | 475,000 | 694,000 | 918,000 |
| Net interest income | 2,294,000 | 4,591,000 | 6,901,000 | 9,188,000 |
| Noninterest income | 567,000 | 1,245,000 | 1,951,000 | 2,528,000 |
| Noninterest expense | 2,375,000 | 4,732,000 | 7,100,000 | 9,519,000 |
| Provision for loan losses | 0 | 75,000 | 375,000 | 460,000 |
| Pretax income | 486,000 | 1,029,000 | 1,377,000 | 1,737,000 |
| Income tax | 155,000 | 337,000 | 438,000 | 545,000 |
| Net income | 331,000 | 692,000 | 939,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,354,000 | 20,983,000 | 21,311,000 | 21,474,000 |
| Total capital | 22,612,000 | 23,259,000 | 23,596,000 | 23,845,000 |
| Risk-weighted assets | 179,323,000 | 180,754,000 | 181,201,000 | 188,275,000 |