Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 236,585,000 | 239,466,000 | 231,272,000 | 236,711,000 |
| Total loans | 173,892,000 | 170,910,000 | 172,192,000 | 173,542,000 |
| Allowance for loan losses | 3,928,000 | 3,851,000 | 3,518,000 | 3,521,000 |
| Securities available for sale | 13,818,000 | 13,870,000 | 13,836,000 | 13,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,019,000 | 217,393,000 | 208,380,000 | 214,185,000 |
| Interest-bearing deposits | 153,133,000 | 151,462,000 | 154,666,000 | 156,074,000 |
| Noninterest-bearing deposits | 56,886,000 | 65,931,000 | 53,714,000 | 58,111,000 |
| Equity capital | 20,568,000 | 20,987,000 | 21,218,000 | 21,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,119,000 | 7,695,000 | 10,340,000 |
| Interest expense | 364,000 | 721,000 | 995,000 | 1,247,000 |
| Net interest income | 2,200,000 | 4,398,000 | 6,700,000 | 9,093,000 |
| Noninterest income | 355,000 | 1,113,000 | 1,637,000 | 2,171,000 |
| Noninterest expense | 2,286,000 | 4,559,000 | 7,082,000 | 9,465,000 |
| Provision for loan losses | 200,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 69,000 | 652,000 | 955,000 | 1,499,000 |
| Income tax | -13,000 | 176,000 | 258,000 | 424,000 |
| Net income | 82,000 | 476,000 | 697,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,457,000 | 18,961,000 | 19,319,000 | 19,850,000 |
| Total capital | 20,730,000 | 21,197,000 | 21,576,000 | 22,119,000 |
| Risk-weighted assets | 180,185,000 | 177,295,000 | 179,309,000 | 180,087,000 |