Call reports 2011
FIRST BANK — 2011
What FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 248,993,000 | 249,104,000 | 239,895,000 | 229,895,000 |
| Total loans | 179,575,000 | 177,151,000 | 179,089,000 | 179,050,000 |
| Allowance for loan losses | 3,845,000 | 3,721,000 | 3,972,000 | 4,145,000 |
| Securities available for sale | 14,631,000 | 13,669,000 | 13,920,000 | 13,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,417,000 | 221,187,000 | 211,942,000 | 203,609,000 |
| Interest-bearing deposits | 150,728,000 | 145,227,000 | 149,892,000 | 149,316,000 |
| Noninterest-bearing deposits | 67,689,000 | 75,960,000 | 62,050,000 | 54,293,000 |
| Equity capital | 19,723,000 | 19,920,000 | 19,822,000 | 20,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,249,000 | 7,959,000 | 10,649,000 |
| Interest expense | 573,000 | 1,119,000 | 1,599,000 | 2,086,000 |
| Net interest income | 2,085,000 | 4,130,000 | 6,360,000 | 8,563,000 |
| Noninterest income | 331,000 | 876,000 | 1,317,000 | 1,947,000 |
| Noninterest expense | 2,405,000 | 4,626,000 | 6,855,000 | 9,194,000 |
| Provision for loan losses | 990,000 | 2,256,000 | 3,246,000 | 3,446,000 |
| Pretax income | -978,000 | -1,875,000 | -2,423,000 | -2,129,000 |
| Income tax | -398,000 | -765,000 | -1,006,000 | -1,051,000 |
| Net income | -580,000 | -1,110,000 | -1,417,000 | -1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,648,000 | 17,830,000 | 17,471,000 | 18,247,000 |
| Total capital | 20,010,000 | 20,147,000 | 19,817,000 | 20,593,000 |
| Risk-weighted assets | 187,465,000 | 183,981,000 | 185,582,000 | 185,915,000 |