Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 271,455,000 | 274,693,000 | 250,170,000 | 243,207,000 |
| Total loans | 187,931,000 | 184,523,000 | 185,303,000 | 181,158,000 |
| Allowance for loan losses | 2,775,000 | 2,981,000 | 3,714,000 | 3,714,000 |
| Securities available for sale | 24,237,000 | 24,371,000 | 18,884,000 | 15,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,055,000 | 233,315,000 | 212,510,000 | 213,821,000 |
| Interest-bearing deposits | 194,581,000 | 192,884,000 | 174,829,000 | 175,608,000 |
| Noninterest-bearing deposits | 35,474,000 | 40,431,000 | 37,681,000 | 38,213,000 |
| Equity capital | 21,106,000 | 20,948,000 | 19,187,000 | 18,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,155,000 | 5,952,000 | 8,766,000 | 11,472,000 |
| Interest expense | 714,000 | 1,423,000 | 2,094,000 | 2,798,000 |
| Net interest income | 2,441,000 | 4,529,000 | 6,672,000 | 8,674,000 |
| Noninterest income | 511,000 | 965,000 | 1,508,000 | 1,506,000 |
| Noninterest expense | 2,370,000 | 4,573,000 | 6,739,000 | 8,913,000 |
| Provision for loan losses | 500,000 | 1,500,000 | 5,560,000 | 6,900,000 |
| Pretax income | 87,000 | -574,000 | -3,906,000 | -5,254,000 |
| Income tax | 0 | 0 | -1,588,000 | -2,128,000 |
| Net income | 87,000 | -574,000 | -2,318,000 | -3,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,924,000 | 20,664,000 | 17,900,000 | 17,050,000 |
| Total capital | 23,449,000 | 23,105,000 | 20,359,000 | 19,448,000 |
| Risk-weighted assets | 201,762,000 | 194,727,000 | 194,699,000 | 189,784,000 |