Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 278,271,000 | 267,900,000 | 271,129,000 | 264,827,000 |
| Total loans | 196,666,000 | 187,925,000 | 193,207,000 | 193,498,000 |
| Allowance for loan losses | 2,773,000 | 3,188,000 | 4,249,000 | 3,045,000 |
| Securities available for sale | 20,646,000 | 23,624,000 | 23,525,000 | 23,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,167,000 | 211,026,000 | 215,383,000 | 223,513,000 |
| Interest-bearing deposits | 180,140,000 | 173,236,000 | 184,986,000 | 190,059,000 |
| Noninterest-bearing deposits | 41,027,000 | 37,790,000 | 30,397,000 | 33,454,000 |
| Equity capital | 20,739,000 | 20,327,000 | 21,169,000 | 21,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,463,000 | 6,732,000 | 9,990,000 | 13,233,000 |
| Interest expense | 1,315,000 | 2,486,000 | 3,513,000 | 4,413,000 |
| Net interest income | 2,148,000 | 4,246,000 | 6,477,000 | 8,820,000 |
| Noninterest income | 519,000 | 1,067,000 | 1,468,000 | 1,692,000 |
| Noninterest expense | 2,169,000 | 4,273,000 | 6,421,000 | 8,492,000 |
| Provision for loan losses | 450,000 | 1,350,000 | 3,550,000 | 4,550,000 |
| Pretax income | 48,000 | -310,000 | -2,026,000 | -2,492,000 |
| Income tax | -17,000 | 9,000 | -750,000 | -1,125,000 |
| Net income | 65,000 | -319,000 | -1,276,000 | -1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,519,000 | 20,136,000 | 20,929,000 | 20,837,000 |
| Total capital | 23,131,000 | 22,697,000 | 23,546,000 | 23,452,000 |
| Risk-weighted assets | 208,785,000 | 204,278,000 | 207,741,000 | 208,799,000 |