Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 209,081,000 | 209,380,000 | 218,822,000 | 260,149,000 |
| Total loans | 169,206,000 | 167,537,000 | 178,537,000 | 184,615,000 |
| Allowance for loan losses | 2,265,000 | 2,356,000 | 2,391,000 | 2,179,000 |
| Securities available for sale | 17,437,000 | 17,206,000 | 17,518,000 | 42,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,557,000 | 189,984,000 | 181,462,000 | 203,616,000 |
| Interest-bearing deposits | 139,456,000 | 140,356,000 | 135,698,000 | 162,093,000 |
| Noninterest-bearing deposits | 49,101,000 | 49,628,000 | 45,764,000 | 41,523,000 |
| Equity capital | 18,718,000 | 18,997,000 | 19,625,000 | 19,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 7,046,000 | 10,725,000 | 14,544,000 |
| Interest expense | 1,184,000 | 2,365,000 | 3,784,000 | 5,448,000 |
| Net interest income | 2,359,000 | 4,681,000 | 6,941,000 | 9,096,000 |
| Noninterest income | 405,000 | 843,000 | 1,274,000 | 1,779,000 |
| Noninterest expense | 1,548,000 | 3,300,000 | 5,098,000 | 7,204,000 |
| Provision for loan losses | 225,000 | 300,000 | 330,000 | 460,000 |
| Pretax income | 991,000 | 1,924,000 | 2,787,000 | 3,211,000 |
| Income tax | 356,000 | 678,000 | 999,000 | 936,000 |
| Net income | 635,000 | 1,246,000 | 1,788,000 | 2,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,781,000 | 19,123,000 | 19,665,000 | 19,872,000 |
| Total capital | 20,926,000 | 21,255,000 | 21,928,000 | 22,051,000 |
| Risk-weighted assets | 171,496,000 | 170,318,000 | 180,900,000 | 196,270,000 |