Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 191,098,000 | 189,022,000 | 193,001,000 | 218,177,000 |
| Total loans | 140,394,000 | 148,381,000 | 157,071,000 | 167,979,000 |
| Allowance for loan losses | 1,768,000 | 1,822,000 | 1,908,000 | 2,069,000 |
| Securities available for sale | 26,749,000 | 17,518,000 | 17,561,000 | 29,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,676,000 | 168,372,000 | 170,821,000 | 192,853,000 |
| Interest-bearing deposits | 118,970,000 | 116,310,000 | 123,796,000 | 147,362,000 |
| Noninterest-bearing deposits | 54,706,000 | 52,062,000 | 47,025,000 | 45,491,000 |
| Equity capital | 16,246,000 | 16,747,000 | 17,610,000 | 18,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,816,000 | 8,935,000 | 12,372,000 |
| Interest expense | 599,000 | 1,229,000 | 2,027,000 | 3,137,000 |
| Net interest income | 2,204,000 | 4,587,000 | 6,908,000 | 9,235,000 |
| Noninterest income | 441,000 | 1,049,000 | 1,500,000 | 1,953,000 |
| Noninterest expense | 1,402,000 | 2,963,000 | 4,460,000 | 6,205,000 |
| Provision for loan losses | 75,000 | 135,000 | 235,000 | 460,000 |
| Pretax income | 1,168,000 | 2,465,000 | 3,640,000 | 4,450,000 |
| Income tax | 429,000 | 906,000 | 1,335,000 | 1,626,000 |
| Net income | 739,000 | 1,559,000 | 2,305,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,422,000 | 16,976,000 | 17,722,000 | 18,146,000 |
| Total capital | 18,190,000 | 18,798,000 | 19,630,000 | 20,215,000 |
| Risk-weighted assets | 144,825,000 | 148,748,000 | 156,656,000 | 170,890,000 |