Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,256,000 | 182,638,000 | 175,394,000 | 197,936,000 |
| Total loans | 111,530,000 | 114,865,000 | 125,111,000 | 136,422,000 |
| Allowance for loan losses | 1,581,000 | 1,618,000 | 1,607,000 | 1,713,000 |
| Securities available for sale | 28,277,000 | 28,422,000 | 29,584,000 | 36,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,574,000 | 168,846,000 | 153,054,000 | 181,687,000 |
| Interest-bearing deposits | 107,611,000 | 118,037,000 | 108,671,000 | 131,485,000 |
| Noninterest-bearing deposits | 44,963,000 | 50,809,000 | 44,383,000 | 50,202,000 |
| Equity capital | 13,229,000 | 13,477,000 | 13,994,000 | 15,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,067,000 | 6,341,000 | 8,924,000 |
| Interest expense | 355,000 | 759,000 | 1,196,000 | 1,765,000 |
| Net interest income | 1,656,000 | 3,308,000 | 5,145,000 | 7,159,000 |
| Noninterest income | 338,000 | 756,000 | 1,216,000 | 4,500,000 |
| Noninterest expense | 1,251,000 | 2,624,000 | 3,940,000 | 5,574,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 713,000 | 1,380,000 | 2,331,000 | 5,569,000 |
| Income tax | 256,000 | 495,000 | 841,000 | 2,045,000 |
| Net income | 457,000 | 885,000 | 1,490,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,533,000 | 13,693,000 | 14,248,000 | 15,683,000 |
| Total capital | 14,987,000 | 15,202,000 | 15,822,000 | 17,396,000 |
| Risk-weighted assets | 116,217,000 | 120,642,000 | 125,870,000 | 141,479,000 |