Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 163,931,000 | 161,845,000 | 153,273,000 | 172,673,000 |
| Total loans | 106,468,000 | 105,823,000 | 106,676,000 | 109,725,000 |
| Allowance for loan losses | 1,436,000 | 1,475,000 | 1,534,000 | 1,589,000 |
| Securities available for sale | 14,858,000 | 19,714,000 | 21,439,000 | 25,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,729,000 | 148,836,000 | 139,703,000 | 159,528,000 |
| Interest-bearing deposits | 114,234,000 | 107,868,000 | 102,681,000 | 119,135,000 |
| Noninterest-bearing deposits | 36,495,000 | 40,968,000 | 37,022,000 | 40,393,000 |
| Equity capital | 12,715,000 | 12,588,000 | 13,060,000 | 12,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,226,000 | 4,926,000 | 6,731,000 |
| Interest expense | 305,000 | 580,000 | 874,000 | 1,184,000 |
| Net interest income | 1,273,000 | 2,646,000 | 4,052,000 | 5,547,000 |
| Noninterest income | 338,000 | 695,000 | 1,002,000 | 1,306,000 |
| Noninterest expense | 1,128,000 | 2,279,000 | 3,427,000 | 4,722,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 422,000 | 941,000 | 1,432,000 | 1,876,000 |
| Income tax | 146,000 | 323,000 | 491,000 | 624,000 |
| Net income | 276,000 | 618,000 | 941,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,705,000 | 12,778,000 | 13,102,000 | 13,076,000 |
| Total capital | 14,076,000 | 14,142,000 | 14,461,000 | 14,517,000 |
| Risk-weighted assets | 109,595,000 | 109,025,000 | 108,517,000 | 115,104,000 |