Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,284,000 | 146,860,000 | 135,982,000 | 139,875,000 |
| Total loans | 101,278,000 | 98,804,000 | 104,000,000 | 108,556,000 |
| Allowance for loan losses | 1,278,000 | 1,333,000 | 1,334,000 | 1,382,000 |
| Securities available for sale | 11,035,000 | 10,056,000 | 11,028,000 | 14,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,528,000 | 134,144,000 | 122,595,000 | 127,198,000 |
| Interest-bearing deposits | 95,599,000 | 100,406,000 | 94,743,000 | 97,763,000 |
| Noninterest-bearing deposits | 27,929,000 | 33,738,000 | 27,852,000 | 29,435,000 |
| Equity capital | 12,197,000 | 12,199,000 | 12,461,000 | 12,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,192,000 | 4,729,000 | 6,300,000 |
| Interest expense | 361,000 | 713,000 | 1,014,000 | 1,302,000 |
| Net interest income | 1,268,000 | 2,479,000 | 3,715,000 | 4,998,000 |
| Noninterest income | 362,000 | 693,000 | 1,020,000 | 1,284,000 |
| Noninterest expense | 1,025,000 | 2,106,000 | 3,185,000 | 4,333,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 230,000 |
| Pretax income | 545,000 | 946,000 | 1,380,000 | 1,719,000 |
| Income tax | 195,000 | 337,000 | 492,000 | 609,000 |
| Net income | 350,000 | 609,000 | 888,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,174,000 | 12,163,000 | 12,442,000 | 12,429,000 |
| Total capital | 13,417,000 | 13,406,000 | 13,702,000 | 13,750,000 |
| Risk-weighted assets | 99,441,000 | 99,316,000 | 100,758,000 | 105,654,000 |