Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,322,000 | 124,502,000 | 119,206,000 | 135,620,000 |
| Total loans | 84,874,000 | 91,258,000 | 100,313,000 | 107,076,000 |
| Allowance for loan losses | 1,623,000 | 1,632,000 | 1,445,000 | 1,237,000 |
| Securities available for sale | 10,936,000 | 9,939,000 | 5,863,000 | 13,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,777,000 | 112,406,000 | 104,086,000 | 117,279,000 |
| Interest-bearing deposits | 84,747,000 | 82,313,000 | 80,184,000 | 89,357,000 |
| Noninterest-bearing deposits | 26,030,000 | 30,093,000 | 23,902,000 | 27,922,000 |
| Equity capital | 11,914,000 | 11,655,000 | 11,979,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,282,000 | 4,968,000 | 6,637,000 |
| Interest expense | 460,000 | 875,000 | 1,262,000 | 1,625,000 |
| Net interest income | 1,218,000 | 2,407,000 | 3,706,000 | 5,012,000 |
| Noninterest income | 292,000 | 576,000 | 880,000 | 1,204,000 |
| Noninterest expense | 984,000 | 2,016,000 | 3,068,000 | 4,282,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 511,000 | 937,000 | 1,473,000 | 1,859,000 |
| Income tax | 176,000 | 323,000 | 510,000 | 646,000 |
| Net income | 335,000 | 614,000 | 963,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,864,000 | 11,560,000 | 11,909,000 | 11,823,000 |
| Total capital | 12,943,000 | 12,693,000 | 13,104,000 | 13,060,000 |
| Risk-weighted assets | 85,756,000 | 90,123,000 | 95,373,000 | 103,663,000 |