Call reports 2008
BUCKHEAD COMMUNITY BANK, THE — 2008
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 943,151,000 | 920,510,000 | 925,194,000 | 908,589,000 |
| Total loans | 693,328,000 | 716,216,000 | 727,701,000 | 718,310,000 |
| Allowance for loan losses | 11,167,000 | 10,393,000 | 10,836,000 | 12,114,000 |
| Securities available for sale | 146,496,000 | 112,456,000 | 109,976,000 | 104,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,461,000 | 764,198,000 | 741,132,000 | 766,941,000 |
| Interest-bearing deposits | 713,052,000 | 714,502,000 | 701,327,000 | 730,268,000 |
| Noninterest-bearing deposits | 77,409,000 | 49,696,000 | 39,805,000 | 36,673,000 |
| Equity capital | 103,471,000 | 100,624,000 | 99,541,000 | 67,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,212,000 | 27,001,000 | 39,899,000 | 50,994,000 |
| Interest expense | 8,469,000 | 16,163,000 | 23,747,000 | 31,053,000 |
| Net interest income | 5,743,000 | 10,838,000 | 16,152,000 | 19,941,000 |
| Noninterest income | 214,000 | 360,000 | 265,000 | 335,000 |
| Noninterest expense | 5,157,000 | 11,007,000 | 16,573,000 | 40,367,000 |
| Provision for loan losses | 2,122,000 | 3,492,000 | 5,626,000 | 15,474,000 |
| Pretax income | -1,321,000 | -3,166,000 | -5,615,000 | -35,316,000 |
| Income tax | -567,000 | -1,351,000 | -2,353,000 | 512,000 |
| Net income | -754,000 | -1,815,000 | -3,262,000 | -35,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,121,000 | 67,135,000 | 62,862,000 | 50,228,000 |
| Total capital | 86,828,000 | 87,159,000 | 82,846,000 | 70,016,000 |
| Risk-weighted assets | 775,121,000 | 801,630,000 | 797,942,000 | 780,659,000 |