Call reports 2007
BUCKHEAD COMMUNITY BANK, THE — 2007
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 566,823,000 | 592,536,000 | 607,034,000 | 881,955,000 |
| Total loans | 407,914,000 | 434,515,000 | 459,885,000 | 677,351,000 |
| Allowance for loan losses | 5,021,000 | 5,250,000 | 5,299,000 | 9,787,000 |
| Securities available for sale | 95,697,000 | 93,472,000 | 97,798,000 | 109,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,782,000 | 528,270,000 | 542,443,000 | 755,987,000 |
| Interest-bearing deposits | 473,435,000 | 495,787,000 | 507,874,000 | 709,252,000 |
| Noninterest-bearing deposits | 33,347,000 | 32,483,000 | 34,569,000 | 46,735,000 |
| Equity capital | 45,725,000 | 45,493,000 | 49,170,000 | 103,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,105,000 | 22,806,000 | 34,803,000 | 47,706,000 |
| Interest expense | 5,670,000 | 11,774,000 | 18,202,000 | 25,286,000 |
| Net interest income | 5,435,000 | 11,032,000 | 16,601,000 | 22,420,000 |
| Noninterest income | 490,000 | 817,000 | 1,286,000 | 1,546,000 |
| Noninterest expense | 3,246,000 | 6,630,000 | 10,507,000 | 14,879,000 |
| Provision for loan losses | 475,000 | 750,000 | 1,150,000 | 2,459,000 |
| Pretax income | 2,204,000 | 4,469,000 | 6,230,000 | 6,641,000 |
| Income tax | 764,000 | 1,549,000 | 2,150,000 | 2,218,000 |
| Net income | 1,440,000 | 2,920,000 | 4,080,000 | 4,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,249,000 | 47,742,000 | 49,919,000 | 69,105,000 |
| Total capital | 51,270,000 | 52,992,000 | 55,218,000 | 78,445,000 |
| Risk-weighted assets | 476,060,000 | 502,311,000 | 527,038,000 | 746,798,000 |