Call reports 2006
BUCKHEAD COMMUNITY BANK, THE — 2006
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 414,484,000 | 467,574,000 | 516,486,000 | 529,779,000 |
| Total loans | 306,145,000 | 347,928,000 | 362,094,000 | 381,900,000 |
| Allowance for loan losses | 3,776,000 | 4,276,000 | 4,749,000 | 4,518,000 |
| Securities available for sale | 72,450,000 | 81,020,000 | 93,596,000 | 94,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,358,000 | 416,599,000 | 463,719,000 | 472,153,000 |
| Interest-bearing deposits | 337,872,000 | 386,727,000 | 430,951,000 | 437,450,000 |
| Noninterest-bearing deposits | 32,486,000 | 29,872,000 | 32,768,000 | 34,703,000 |
| Equity capital | 34,034,000 | 37,668,000 | 40,661,000 | 41,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,671,000 | 16,615,000 | 26,943,000 | 37,572,000 |
| Interest expense | 3,272,000 | 7,287,000 | 12,106,000 | 17,482,000 |
| Net interest income | 4,399,000 | 9,328,000 | 14,837,000 | 20,090,000 |
| Noninterest income | 577,000 | 960,000 | 1,394,000 | 1,793,000 |
| Noninterest expense | 2,488,000 | 5,262,000 | 8,170,000 | 11,191,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,525,000 | 2,050,000 |
| Pretax income | 1,986,000 | 4,028,000 | 6,573,000 | 8,679,000 |
| Income tax | 699,000 | 1,410,000 | 2,314,000 | 3,046,000 |
| Net income | 1,287,000 | 2,618,000 | 4,259,000 | 5,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,619,000 | 39,781,000 | 41,427,000 | 42,805,000 |
| Total capital | 36,397,000 | 44,057,000 | 46,176,000 | 47,323,000 |
| Risk-weighted assets | 353,712,000 | 399,363,000 | 418,454,000 | 439,199,000 |