Call reports 2005
BUCKHEAD COMMUNITY BANK, THE — 2005
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 292,032,000 | 317,546,000 | 346,305,000 | 391,018,000 |
| Total loans | 220,019,000 | 236,253,000 | 241,210,000 | 267,708,000 |
| Allowance for loan losses | 2,866,000 | 3,316,000 | 3,535,000 | 3,293,000 |
| Securities available for sale | 52,526,000 | 53,713,000 | 59,533,000 | 64,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,256,000 | 276,447,000 | 303,320,000 | 348,814,000 |
| Interest-bearing deposits | 225,733,000 | 251,581,000 | 276,154,000 | 310,883,000 |
| Noninterest-bearing deposits | 22,523,000 | 24,866,000 | 27,166,000 | 37,931,000 |
| Equity capital | 23,297,000 | 24,851,000 | 32,784,000 | 33,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,308,000 | 9,379,000 | 15,264,000 | 21,977,000 |
| Interest expense | 1,469,000 | 3,469,000 | 5,840,000 | 8,688,000 |
| Net interest income | 2,839,000 | 5,910,000 | 9,424,000 | 13,289,000 |
| Noninterest income | 328,000 | 934,000 | 1,452,000 | 1,782,000 |
| Noninterest expense | 1,726,000 | 3,666,000 | 5,678,000 | 7,902,000 |
| Provision for loan losses | 500,000 | 950,000 | 1,375,000 | 1,775,000 |
| Pretax income | 947,000 | 2,240,000 | 3,817,000 | 5,391,000 |
| Income tax | 313,000 | 768,000 | 1,321,000 | 1,873,000 |
| Net income | 634,000 | 1,472,000 | 2,496,000 | 3,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,278,000 | 25,116,000 | 33,140,000 | 34,162,000 |
| Total capital | 27,144,000 | 28,432,000 | 36,657,000 | 37,455,000 |
| Risk-weighted assets | 248,335,000 | 267,735,000 | 281,331,000 | 318,399,000 |