Call reports 2003
BUCKHEAD COMMUNITY BANK, THE — 2003
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 150,070,000 | 164,879,000 | 180,554,000 | 190,949,000 |
| Total loans | 104,187,000 | 110,061,000 | 123,788,000 | 124,672,000 |
| Allowance for loan losses | 1,050,000 | 1,220,000 | 1,236,000 | 1,400,000 |
| Securities available for sale | 33,222,000 | 43,657,000 | 46,776,000 | 59,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,048,000 | 137,139,000 | 153,138,000 | 159,428,000 |
| Interest-bearing deposits | 107,839,000 | 123,832,000 | 136,651,000 | 137,420,000 |
| Noninterest-bearing deposits | 13,209,000 | 13,307,000 | 16,487,000 | 22,008,000 |
| Equity capital | 15,429,000 | 16,337,000 | 15,625,000 | 16,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 4,219,000 | 6,458,000 | 8,999,000 |
| Interest expense | 746,000 | 1,525,000 | 2,272,000 | 3,022,000 |
| Net interest income | 1,238,000 | 2,694,000 | 4,186,000 | 5,977,000 |
| Noninterest income | 58,000 | 117,000 | 175,000 | 255,000 |
| Noninterest expense | 800,000 | 1,722,000 | 2,753,000 | 3,922,000 |
| Provision for loan losses | 258,000 | 428,000 | 653,000 | 803,000 |
| Pretax income | 416,000 | 922,000 | 1,384,000 | 1,943,000 |
| Income tax | 132,000 | 301,000 | 445,000 | 611,000 |
| Net income | 284,000 | 621,000 | 939,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,488,000 | 15,825,000 | 16,143,000 | 16,536,000 |
| Total capital | 16,538,000 | 17,045,000 | 17,379,000 | 17,936,000 |
| Risk-weighted assets | 119,046,000 | 128,143,000 | 138,523,000 | 143,633,000 |