Call reports 2002
BUCKHEAD COMMUNITY BANK, THE — 2002
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,691,000 | 115,474,000 | 133,474,000 | 134,253,000 |
| Total loans | 74,515,000 | 83,925,000 | 87,623,000 | 92,841,000 |
| Allowance for loan losses | 721,000 | 794,000 | 841,000 | 950,000 |
| Securities available for sale | 26,719,000 | 21,680,000 | 34,011,000 | 34,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,811,000 | 91,093,000 | 106,150,000 | 106,475,000 |
| Interest-bearing deposits | 78,262,000 | 80,716,000 | 95,129,000 | 94,040,000 |
| Noninterest-bearing deposits | 10,549,000 | 10,377,000 | 11,021,000 | 12,435,000 |
| Equity capital | 8,701,000 | 9,242,000 | 9,425,000 | 14,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,239,000 | 4,967,000 | 6,842,000 |
| Interest expense | 748,000 | 1,513,000 | 2,373,000 | 3,180,000 |
| Net interest income | 800,000 | 1,726,000 | 2,594,000 | 3,662,000 |
| Noninterest income | 57,000 | 112,000 | 197,000 | 261,000 |
| Noninterest expense | 674,000 | 1,365,000 | 2,062,000 | 2,865,000 |
| Provision for loan losses | 65,000 | 138,000 | 198,000 | 314,000 |
| Pretax income | 206,000 | 475,000 | 667,000 | 1,028,000 |
| Income tax | 55,000 | 130,000 | 174,000 | 255,000 |
| Net income | 151,000 | 345,000 | 493,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,781,000 | 8,976,000 | 9,124,000 | 13,804,000 |
| Total capital | 9,502,000 | 9,770,000 | 9,965,000 | 14,754,000 |
| Risk-weighted assets | 86,833,000 | 91,415,000 | 99,472,000 | 105,434,000 |