Call reports 2001
BUCKHEAD COMMUNITY BANK, THE — 2001
What BUCKHEAD COMMUNITY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,654,000 | 82,637,000 | 89,538,000 | 97,600,000 |
| Total loans | 40,519,000 | 45,179,000 | 51,229,000 | 63,116,000 |
| Allowance for loan losses | 581,000 | 503,000 | 560,000 | 656,000 |
| Securities available for sale | 30,115,000 | 32,455,000 | 29,085,000 | 27,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,738,000 | 65,421,000 | 72,159,000 | 80,708,000 |
| Interest-bearing deposits | 56,494,000 | 57,017,000 | 62,953,000 | 70,070,000 |
| Noninterest-bearing deposits | 8,244,000 | 8,405,000 | 9,206,000 | 10,638,000 |
| Equity capital | 8,643,000 | 8,736,000 | 8,945,000 | 8,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,026,000 | 4,570,000 | 6,111,000 |
| Interest expense | 804,000 | 1,608,000 | 2,456,000 | 3,252,000 |
| Net interest income | 716,000 | 1,418,000 | 2,114,000 | 2,859,000 |
| Noninterest income | 54,000 | 115,000 | 167,000 | 225,000 |
| Noninterest expense | 617,000 | 1,228,000 | 1,865,000 | 2,568,000 |
| Provision for loan losses | 60,000 | 110,000 | 110,000 | 193,000 |
| Pretax income | 95,000 | 197,000 | 310,000 | 422,000 |
| Income tax | 18,000 | 37,000 | 60,000 | 72,000 |
| Net income | 77,000 | 160,000 | 250,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,359,000 | 8,441,000 | 8,531,000 | 8,631,000 |
| Total capital | 8,940,000 | 8,944,000 | 9,091,000 | 9,287,000 |
| Risk-weighted assets | 50,083,000 | 57,228,000 | 63,667,000 | 75,109,000 |