Call reports 2016
CENTRAL BANK OF BRANSON — 2016
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 303,162,000 | 300,480,000 | 327,257,000 | 339,781,000 |
| Total loans | 233,686,000 | 235,642,000 | 231,150,000 | 229,650,000 |
| Allowance for loan losses | 4,603,000 | 4,057,000 | 4,665,000 | 4,625,000 |
| Securities available for sale | 46,173,000 | 40,739,000 | 44,428,000 | 43,072,000 |
| Securities held to maturity | 6,684,000 | 6,278,000 | 6,103,000 | 6,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,136,000 | 254,762,000 | 254,764,000 | 267,544,000 |
| Interest-bearing deposits | 181,972,000 | 178,653,000 | 178,485,000 | 193,221,000 |
| Noninterest-bearing deposits | 77,164,000 | 76,109,000 | 76,279,000 | 74,323,000 |
| Equity capital | 29,116,000 | 29,832,000 | 30,524,000 | 31,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,890,000 | 5,757,000 | 8,635,000 | 11,474,000 |
| Interest expense | 91,000 | 185,000 | 265,000 | 356,000 |
| Net interest income | 2,799,000 | 5,572,000 | 8,370,000 | 11,118,000 |
| Noninterest income | 789,000 | 1,576,000 | 2,995,000 | 3,761,000 |
| Noninterest expense | 2,536,000 | 5,104,000 | 7,509,000 | 9,741,000 |
| Provision for loan losses | 96,000 | 194,000 | 864,000 | 890,000 |
| Pretax income | 956,000 | 1,850,000 | 2,992,000 | 4,248,000 |
| Income tax | 302,000 | 517,000 | 879,000 | 1,294,000 |
| Net income | 654,000 | 1,333,000 | 2,113,000 | 2,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,526,000 | 29,204,000 | 29,985,000 | 30,827,000 |
| Total capital | 31,947,000 | 32,616,000 | 33,350,000 | 34,177,000 |
| Risk-weighted assets | 272,468,000 | 272,293,000 | 267,860,000 | 266,682,000 |