Call reports 2008
CENTRAL BANK OF BRANSON — 2008
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 288,052,000 | 294,616,000 | 289,094,000 | 291,114,000 |
| Total loans | 218,886,000 | 229,231,000 | 234,203,000 | 238,431,000 |
| Allowance for loan losses | 3,319,000 | 3,594,000 | 3,714,000 | 3,913,000 |
| Securities available for sale | 50,924,000 | 43,885,000 | 35,903,000 | 33,743,000 |
| Securities held to maturity | 1,398,000 | 1,397,000 | 1,396,000 | 1,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,332,000 | 241,850,000 | 241,195,000 | 244,305,000 |
| Interest-bearing deposits | 191,237,000 | 195,213,000 | 195,573,000 | 201,596,000 |
| Noninterest-bearing deposits | 44,095,000 | 46,637,000 | 45,622,000 | 42,709,000 |
| Equity capital | 22,045,000 | 21,653,000 | 22,284,000 | 22,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,650,000 | 8,959,000 | 13,157,000 | 17,263,000 |
| Interest expense | 1,789,000 | 3,114,000 | 4,363,000 | 5,439,000 |
| Net interest income | 2,861,000 | 5,845,000 | 8,794,000 | 11,824,000 |
| Noninterest income | 1,034,000 | 1,993,000 | 3,699,000 | 4,920,000 |
| Noninterest expense | 2,395,000 | 4,740,000 | 7,870,000 | 10,453,000 |
| Provision for loan losses | 177,000 | 330,000 | 518,000 | 837,000 |
| Pretax income | 1,323,000 | 2,768,000 | 4,105,000 | 5,454,000 |
| Income tax | 475,000 | 989,000 | 1,456,000 | 1,926,000 |
| Net income | 848,000 | 1,779,000 | 2,649,000 | 3,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,738,000 | 21,670,000 | 22,139,000 | 22,017,000 |
| Total capital | 24,459,000 | 24,581,000 | 25,110,000 | 24,998,000 |
| Risk-weighted assets | 216,955,000 | 232,161,000 | 236,908,000 | 237,500,000 |