Call reports 2007
CENTRAL BANK OF BRANSON — 2007
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 290,869,000 | 290,281,000 | 298,976,000 | 299,690,000 |
| Total loans | 192,309,000 | 200,964,000 | 213,424,000 | 215,735,000 |
| Allowance for loan losses | 3,203,000 | 3,214,000 | 3,207,000 | 3,214,000 |
| Securities available for sale | 70,060,000 | 65,524,000 | 62,979,000 | 63,493,000 |
| Securities held to maturity | 446,000 | 750,000 | 884,000 | 1,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,223,000 | 231,406,000 | 240,159,000 | 233,362,000 |
| Interest-bearing deposits | 180,296,000 | 179,067,000 | 189,824,000 | 187,315,000 |
| Noninterest-bearing deposits | 50,927,000 | 52,339,000 | 50,335,000 | 46,047,000 |
| Equity capital | 19,770,000 | 19,332,000 | 20,310,000 | 21,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,519,000 | 9,145,000 | 14,009,000 | 18,855,000 |
| Interest expense | 1,875,000 | 3,852,000 | 5,941,000 | 7,976,000 |
| Net interest income | 2,644,000 | 5,293,000 | 8,068,000 | 10,879,000 |
| Noninterest income | 821,000 | 1,776,000 | 2,692,000 | 3,618,000 |
| Noninterest expense | 2,236,000 | 5,250,000 | 7,575,000 | 9,782,000 |
| Provision for loan losses | 54,000 | 132,000 | 219,000 | 390,000 |
| Pretax income | 1,175,000 | 1,687,000 | 2,966,000 | 4,325,000 |
| Income tax | 424,000 | 592,000 | 1,045,000 | 1,532,000 |
| Net income | 751,000 | 1,095,000 | 1,921,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,098,000 | 19,941,000 | 20,518,000 | 21,390,000 |
| Total capital | 22,698,000 | 22,638,000 | 23,299,000 | 24,190,000 |
| Risk-weighted assets | 207,377,000 | 215,213,000 | 222,015,000 | 223,556,000 |