Call reports 2006
CENTRAL BANK OF BRANSON — 2006
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 255,161,000 | 261,617,000 | 273,494,000 | 278,898,000 |
| Total loans | 177,077,000 | 173,419,000 | 183,405,000 | 188,374,000 |
| Allowance for loan losses | 2,993,000 | 3,266,000 | 3,306,000 | 3,173,000 |
| Securities available for sale | 55,220,000 | 52,666,000 | 72,787,000 | 66,175,000 |
| Securities held to maturity | 175,000 | 175,000 | 274,000 | 482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,302,000 | 212,174,000 | 226,038,000 | 222,830,000 |
| Interest-bearing deposits | 159,135,000 | 161,319,000 | 178,235,000 | 170,601,000 |
| Noninterest-bearing deposits | 46,167,000 | 50,855,000 | 47,803,000 | 52,229,000 |
| Equity capital | 17,808,000 | 17,836,000 | 18,835,000 | 19,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,612,000 | 7,496,000 | 11,770,000 | 16,318,000 |
| Interest expense | 1,261,000 | 2,665,000 | 4,338,000 | 6,176,000 |
| Net interest income | 2,351,000 | 4,831,000 | 7,432,000 | 10,142,000 |
| Noninterest income | 806,000 | 1,757,000 | 2,896,000 | 3,762,000 |
| Noninterest expense | 2,037,000 | 4,094,000 | 6,245,000 | 8,233,000 |
| Provision for loan losses | 130,000 | 234,000 | 324,000 | 417,000 |
| Pretax income | 990,000 | 2,260,000 | 3,650,000 | 5,145,000 |
| Income tax | 356,000 | 817,000 | 1,323,000 | 1,870,000 |
| Net income | 634,000 | 1,443,000 | 2,327,000 | 3,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,907,000 | 19,016,000 | 19,401,000 | 20,098,000 |
| Total capital | 21,280,000 | 21,392,000 | 21,876,000 | 22,624,000 |
| Risk-weighted assets | 189,227,000 | 189,182,000 | 197,166,000 | 200,996,000 |