Call reports 2005
CENTRAL BANK OF BRANSON — 2005
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 248,120,000 | 251,769,000 | 247,405,000 | 248,433,000 |
| Total loans | 157,689,000 | 162,899,000 | 167,159,000 | 171,099,000 |
| Allowance for loan losses | 2,859,000 | 2,936,000 | 3,047,000 | 2,884,000 |
| Securities available for sale | 69,930,000 | 66,560,000 | 63,029,000 | 57,491,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,315,000 | 205,645,000 | 207,871,000 | 198,089,000 |
| Interest-bearing deposits | 161,536,000 | 157,818,000 | 160,808,000 | 151,106,000 |
| Noninterest-bearing deposits | 43,779,000 | 47,827,000 | 47,063,000 | 46,983,000 |
| Equity capital | 17,690,000 | 18,154,000 | 18,036,000 | 17,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,944,000 | 6,075,000 | 9,451,000 | 12,997,000 |
| Interest expense | 689,000 | 1,564,000 | 2,592,000 | 3,701,000 |
| Net interest income | 2,255,000 | 4,511,000 | 6,859,000 | 9,296,000 |
| Noninterest income | 800,000 | 1,675,000 | 2,561,000 | 3,526,000 |
| Noninterest expense | 1,851,000 | 3,704,000 | 5,659,000 | 7,496,000 |
| Provision for loan losses | 94,000 | 201,000 | 311,000 | 626,000 |
| Pretax income | 1,110,000 | 2,281,000 | 3,450,000 | 4,700,000 |
| Income tax | 400,000 | 827,000 | 1,253,000 | 1,705,000 |
| Net income | 710,000 | 1,454,000 | 2,197,000 | 2,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,739,000 | 18,733,000 | 18,825,000 | 18,871,000 |
| Total capital | 20,926,000 | 20,981,000 | 21,149,000 | 21,207,000 |
| Risk-weighted assets | 174,275,000 | 179,122,000 | 185,175,000 | 186,274,000 |