Call reports 2004
CENTRAL BANK OF BRANSON — 2004
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 260,329,000 | 252,437,000 | 257,026,000 | 247,211,000 |
| Total loans | 151,792,000 | 153,199,000 | 157,388,000 | 157,006,000 |
| Allowance for loan losses | 2,747,000 | 2,803,000 | 2,890,000 | 2,842,000 |
| Securities available for sale | 85,906,000 | 78,664,000 | 76,264,000 | 73,365,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,577,000 | 212,482,000 | 219,853,000 | 209,045,000 |
| Interest-bearing deposits | 184,299,000 | 166,391,000 | 167,934,000 | 162,780,000 |
| Noninterest-bearing deposits | 40,278,000 | 46,091,000 | 51,919,000 | 46,265,000 |
| Equity capital | 19,889,000 | 18,604,000 | 19,292,000 | 18,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,834,000 | 5,619,000 | 8,448,000 | 11,371,000 |
| Interest expense | 583,000 | 1,088,000 | 1,600,000 | 2,189,000 |
| Net interest income | 2,251,000 | 4,531,000 | 6,848,000 | 9,182,000 |
| Noninterest income | 811,000 | 1,756,000 | 2,623,000 | 3,609,000 |
| Noninterest expense | 1,772,000 | 3,537,000 | 5,348,000 | 7,077,000 |
| Provision for loan losses | 148,000 | 276,000 | 407,000 | 531,000 |
| Pretax income | 1,142,000 | 2,474,000 | 3,715,000 | 5,182,000 |
| Income tax | 415,000 | 898,000 | 1,350,000 | 1,888,000 |
| Net income | 727,000 | 1,576,000 | 2,365,000 | 3,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,713,000 | 19,786,000 | 19,800,000 | 18,729,000 |
| Total capital | 21,828,000 | 21,902,000 | 21,975,000 | 20,866,000 |
| Risk-weighted assets | 168,538,000 | 168,595,000 | 173,258,000 | 170,272,000 |