Call reports 2003
CENTRAL BANK OF BRANSON — 2003
What CENTRAL BANK OF BRANSON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 259,137,000 | 265,812,000 | 270,679,000 | 261,909,000 |
| Total loans | 160,090,000 | 156,646,000 | 147,645,000 | 147,637,000 |
| Allowance for loan losses | 3,137,000 | 3,106,000 | 2,971,000 | 2,623,000 |
| Securities available for sale | 60,363,000 | 72,275,000 | 77,900,000 | 85,321,000 |
| Securities held to maturity | 515,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,031,000 | 228,961,000 | 232,572,000 | 226,064,000 |
| Interest-bearing deposits | 211,923,000 | 189,963,000 | 192,310,000 | 187,430,000 |
| Noninterest-bearing deposits | 12,108,000 | 38,998,000 | 40,262,000 | 38,634,000 |
| Equity capital | 19,724,000 | 19,805,000 | 19,571,000 | 19,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,907,000 | 5,672,000 | 8,419,000 | 11,261,000 |
| Interest expense | 926,000 | 1,725,000 | 2,372,000 | 2,985,000 |
| Net interest income | 1,981,000 | 3,947,000 | 6,047,000 | 8,276,000 |
| Noninterest income | 784,000 | 1,428,000 | 2,212,000 | 3,137,000 |
| Noninterest expense | 1,939,000 | 3,622,000 | 5,300,000 | 6,900,000 |
| Provision for loan losses | 72,000 | 153,000 | 240,000 | 524,000 |
| Pretax income | 754,000 | 1,600,000 | 2,719,000 | 3,997,000 |
| Income tax | 269,000 | 562,000 | 969,000 | 1,334,000 |
| Net income | 485,000 | 1,038,000 | 1,750,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,483,000 | 19,585,000 | 19,647,000 | 19,710,000 |
| Total capital | 21,593,000 | 21,614,000 | 21,680,000 | 21,760,000 |
| Risk-weighted assets | 167,776,000 | 161,260,000 | 161,678,000 | 163,473,000 |