Call reports 2022
ADRIAN STATE BANK — 2022
What ADRIAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,625,000 | 60,285,000 | 61,048,000 | 63,130,000 |
| Total loans | 37,985,000 | 37,642,000 | 37,489,000 | 42,149,000 |
| Allowance for loan losses | 596,000 | 599,000 | 602,000 | 605,000 |
| Securities available for sale | 8,145,000 | 9,041,000 | 9,858,000 | 9,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,193,000 | 54,875,000 | 55,696,000 | 54,992,000 |
| Interest-bearing deposits | 39,850,000 | 38,378,000 | 36,975,000 | 34,146,000 |
| Noninterest-bearing deposits | 18,343,000 | 16,497,000 | 18,721,000 | 20,846,000 |
| Equity capital | 5,340,000 | 5,304,000 | 5,240,000 | 5,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 933,000 | 1,464,000 | 2,046,000 |
| Interest expense | 38,000 | 78,000 | 124,000 | 192,000 |
| Net interest income | 411,000 | 855,000 | 1,340,000 | 1,854,000 |
| Noninterest income | 30,000 | 72,000 | 198,000 | 216,000 |
| Noninterest expense | 339,000 | 673,000 | 993,000 | 1,354,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 99,000 | 248,000 | 536,000 | 704,000 |
| Income tax | 0 | 26,000 | 44,000 | 59,000 |
| Net income | 99,000 | 222,000 | 492,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,755,000 | 5,833,000 | 6,023,000 | 6,085,000 |