Call reports 2018
ADRIAN STATE BANK — 2018
What ADRIAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,524,000 | 46,755,000 | 48,360,000 | 50,259,000 |
| Total loans | 38,659,000 | 38,417,000 | 39,850,000 | 40,534,000 |
| Allowance for loan losses | 362,000 | 375,000 | 388,000 | 405,000 |
| Securities available for sale | 3,179,000 | 2,868,000 | 2,753,000 | 2,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,563,000 | 42,197,000 | 43,106,000 | 44,849,000 |
| Interest-bearing deposits | 32,172,000 | 33,678,000 | 34,558,000 | 33,937,000 |
| Noninterest-bearing deposits | 9,391,000 | 8,519,000 | 8,548,000 | 10,912,000 |
| Equity capital | 4,347,000 | 4,434,000 | 4,519,000 | 4,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,097,000 | 1,657,000 | 2,275,000 |
| Interest expense | 59,000 | 135,000 | 209,000 | 293,000 |
| Net interest income | 476,000 | 962,000 | 1,448,000 | 1,982,000 |
| Noninterest income | 26,000 | 59,000 | 94,000 | 128,000 |
| Noninterest expense | 274,000 | 585,000 | 898,000 | 1,299,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 216,000 | 412,000 | 608,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 412,000 | 608,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,358,000 | 4,449,000 | 4,545,000 | 4,600,000 |
| Total capital | 4,720,000 | 4,824,000 | 4,933,000 | 5,005,000 |
| Risk-weighted assets | 38,930,000 | 39,111,000 | 40,423,000 | 41,400,000 |