Call reports 2017
ADRIAN STATE BANK — 2017
What ADRIAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,213,000 | 44,592,000 | 45,076,000 | 48,619,000 |
| Total loans | 34,914,000 | 36,070,000 | 35,744,000 | 38,708,000 |
| Allowance for loan losses | 301,000 | 318,000 | 333,000 | 346,000 |
| Securities available for sale | 4,216,000 | 4,100,000 | 3,818,000 | 4,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,449,000 | 38,700,000 | 39,027,000 | 40,651,000 |
| Interest-bearing deposits | 29,039,000 | 30,704,000 | 30,692,000 | 30,619,000 |
| Noninterest-bearing deposits | 8,410,000 | 7,996,000 | 8,335,000 | 10,032,000 |
| Equity capital | 4,168,000 | 4,292,000 | 4,420,000 | 4,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 947,000 | 1,463,000 | 1,999,000 |
| Interest expense | 36,000 | 80,000 | 128,000 | 185,000 |
| Net interest income | 425,000 | 867,000 | 1,335,000 | 1,814,000 |
| Noninterest income | 21,000 | 53,000 | 83,000 | 111,000 |
| Noninterest expense | 263,000 | 527,000 | 792,000 | 1,211,000 |
| Provision for loan losses | 10,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 173,000 | 369,000 | 590,000 | 666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 369,000 | 590,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,113,000 | 4,235,000 | 4,370,000 | 4,317,000 |
| Total capital | 4,414,000 | 4,553,000 | 4,703,000 | 4,663,000 |
| Risk-weighted assets | 36,531,000 | 37,614,000 | 37,425,000 | 40,006,000 |