Call reports 2014
ADRIAN STATE BANK — 2014
What ADRIAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,255,000 | 43,908,000 | 41,850,000 | 47,104,000 |
| Total loans | 24,011,000 | 25,042,000 | 25,121,000 | 27,215,000 |
| Allowance for loan losses | 231,000 | 234,000 | 236,000 | 239,000 |
| Securities available for sale | 10,557,000 | 11,513,000 | 10,934,000 | 10,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,473,000 | 37,948,000 | 35,694,000 | 40,822,000 |
| Interest-bearing deposits | 29,659,000 | 30,955,000 | 28,972,000 | 31,892,000 |
| Noninterest-bearing deposits | 7,814,000 | 6,993,000 | 6,722,000 | 8,930,000 |
| Equity capital | 3,726,000 | 3,903,000 | 3,944,000 | 3,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 757,000 | 1,141,000 | 1,534,000 |
| Interest expense | 41,000 | 84,000 | 126,000 | 166,000 |
| Net interest income | 322,000 | 673,000 | 1,015,000 | 1,368,000 |
| Noninterest income | 18,000 | 68,000 | 93,000 | 113,000 |
| Noninterest expense | 230,000 | 459,000 | 696,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 282,000 | 412,000 | 508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 282,000 | 412,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,571,000 | 3,697,000 | 3,757,000 | 3,801,000 |
| Total capital | 3,802,000 | 3,931,000 | 3,993,000 | 4,040,000 |
| Risk-weighted assets | 27,418,000 | 28,556,000 | 28,278,000 | 30,961,000 |