Call reports 2012
ADRIAN STATE BANK — 2012
What ADRIAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,945,000 | 36,546,000 | 37,139,000 | 41,702,000 |
| Total loans | 19,723,000 | 20,657,000 | 20,402,000 | 22,140,000 |
| Allowance for loan losses | 184,000 | 188,000 | 204,000 | 219,000 |
| Securities available for sale | 10,037,000 | 10,557,000 | 10,000,000 | 9,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,047,000 | 32,565,000 | 33,065,000 | 37,689,000 |
| Interest-bearing deposits | 26,328,000 | 26,660,000 | 27,150,000 | 29,290,000 |
| Noninterest-bearing deposits | 5,719,000 | 5,905,000 | 5,915,000 | 8,399,000 |
| Equity capital | 3,746,000 | 3,799,000 | 3,894,000 | 3,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 754,000 | 1,116,000 | 1,469,000 |
| Interest expense | 65,000 | 129,000 | 192,000 | 251,000 |
| Net interest income | 311,000 | 625,000 | 924,000 | 1,218,000 |
| Noninterest income | 15,000 | 36,000 | 58,000 | 58,000 |
| Noninterest expense | 254,000 | 535,000 | 764,000 | 1,000,000 |
| Provision for loan losses | 2,000 | 3,000 | 18,000 | 29,000 |
| Pretax income | 70,000 | 123,000 | 200,000 | 247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 123,000 | 200,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,389,000 | 3,412,000 | 3,465,000 | 3,483,000 |
| Total capital | 3,573,000 | 3,600,000 | 3,669,000 | 3,702,000 |
| Risk-weighted assets | 22,964,000 | 23,233,000 | 23,244,000 | 25,652,000 |