Call reports 2011
ADRIAN STATE BANK — 2011
What ADRIAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,225,000 | 34,233,000 | 35,244,000 | 37,427,000 |
| Total loans | 17,388,000 | 17,733,000 | 19,095,000 | 20,916,000 |
| Allowance for loan losses | 172,000 | 193,000 | 169,000 | 179,000 |
| Securities available for sale | 10,711,000 | 11,385,000 | 11,261,000 | 9,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,582,000 | 30,497,000 | 31,298,000 | 33,541,000 |
| Interest-bearing deposits | 24,118,000 | 24,762,000 | 26,144,000 | 25,909,000 |
| Noninterest-bearing deposits | 6,464,000 | 5,735,000 | 5,154,000 | 7,632,000 |
| Equity capital | 3,421,000 | 3,556,000 | 3,724,000 | 3,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 684,000 | 1,055,000 | 1,411,000 |
| Interest expense | 77,000 | 153,000 | 228,000 | 297,000 |
| Net interest income | 257,000 | 531,000 | 827,000 | 1,114,000 |
| Noninterest income | 49,000 | 106,000 | 159,000 | 186,000 |
| Noninterest expense | 274,000 | 553,000 | 822,000 | 1,091,000 |
| Provision for loan losses | 25,000 | 38,000 | 54,000 | 63,000 |
| Pretax income | 7,000 | 46,000 | 110,000 | 163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 46,000 | 110,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,323,000 | 3,309,000 | 3,353,000 | 3,385,000 |
| Total capital | 3,495,000 | 3,502,000 | 3,522,000 | 3,564,000 |
| Risk-weighted assets | 20,692,000 | 21,040,000 | 22,419,000 | 24,237,000 |