Call reports 2010
ADRIAN STATE BANK — 2010
What ADRIAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,562,000 | 30,376,000 | 31,296,000 | 36,490,000 |
| Total loans | 18,364,000 | 18,228,000 | 18,742,000 | 18,747,000 |
| Allowance for loan losses | 205,000 | 216,000 | 227,000 | 143,000 |
| Securities available for sale | 9,259,000 | 7,819,000 | 8,030,000 | 8,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,015,000 | 26,719,000 | 27,534,000 | 32,930,000 |
| Interest-bearing deposits | 22,335,000 | 22,423,000 | 23,064,000 | 24,383,000 |
| Noninterest-bearing deposits | 4,680,000 | 4,296,000 | 4,470,000 | 8,547,000 |
| Equity capital | 3,206,000 | 3,303,000 | 3,391,000 | 3,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 734,000 | 1,101,000 | 1,461,000 |
| Interest expense | 91,000 | 177,000 | 261,000 | 348,000 |
| Net interest income | 275,000 | 557,000 | 840,000 | 1,113,000 |
| Noninterest income | 42,000 | 87,000 | 133,000 | 305,000 |
| Noninterest expense | 270,000 | 528,000 | 790,000 | 1,088,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 60,000 |
| Pretax income | 38,000 | 98,000 | 156,000 | 270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 98,000 | 156,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,129,000 | 3,169,000 | 3,202,000 | 3,315,000 |
| Total capital | 3,334,000 | 3,385,000 | 3,429,000 | 3,458,000 |
| Risk-weighted assets | 20,874,000 | 20,724,000 | 21,307,000 | 22,340,000 |