Call reports 2001
ADRIAN STATE BANK — 2001
What ADRIAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,561,000 | 24,319,000 | 24,978,000 | 27,395,000 |
| Total loans | 13,817,000 | 14,078,000 | 13,942,000 | 13,314,000 |
| Allowance for loan losses | 190,000 | 176,000 | 159,000 | 161,000 |
| Securities available for sale | 7,238,000 | 6,736,000 | 6,418,000 | 6,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,891,000 | 20,770,000 | 21,297,000 | 23,832,000 |
| Interest-bearing deposits | 17,286,000 | 18,250,000 | 18,201,000 | 19,364,000 |
| Noninterest-bearing deposits | 2,605,000 | 2,520,000 | 3,096,000 | 4,468,000 |
| Equity capital | 2,925,000 | 3,003,000 | 3,116,000 | 3,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 878,000 | 1,303,000 | 1,702,000 |
| Interest expense | 206,000 | 401,000 | 582,000 | 750,000 |
| Net interest income | 242,000 | 477,000 | 721,000 | 952,000 |
| Noninterest income | 22,000 | 47,000 | 70,000 | 101,000 |
| Noninterest expense | 178,000 | 358,000 | 541,000 | 770,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 75,000 | 156,000 | 239,000 | 344,000 |
| Income tax | 6,000 | 8,000 | 14,000 | 14,000 |
| Net income | 69,000 | 148,000 | 225,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,854,000 | 2,933,000 | 2,958,000 | 3,000,000 |
| Total capital | 3,044,000 | 3,109,000 | 3,117,000 | 3,161,000 |
| Risk-weighted assets | 17,870,000 | 18,455,000 | 19,506,000 | 16,560,000 |