Call reports 2012
PROGRESSIVE SAVINGS BANK — 2012
What PROGRESSIVE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 255,205,000 | 252,043,000 | 248,574,000 | 248,065,000 |
| Total loans | 160,219,000 | 160,501,000 | 161,649,000 | 159,730,000 |
| Allowance for loan losses | 1,692,000 | 1,670,000 | 1,701,000 | 1,705,000 |
| Securities available for sale | 26,791,000 | 29,201,000 | 30,654,000 | 29,713,000 |
| Securities held to maturity | 350,000 | 350,000 | 1,475,000 | 1,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,284,000 | 228,257,000 | 224,258,000 | 223,469,000 |
| Interest-bearing deposits | 207,626,000 | 205,719,000 | 200,344,000 | 200,403,000 |
| Noninterest-bearing deposits | 22,658,000 | 22,538,000 | 23,914,000 | 23,066,000 |
| Equity capital | 22,576,000 | 22,655,000 | 22,833,000 | 23,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,173,000 | 7,730,000 | 10,432,000 |
| Interest expense | 566,000 | 1,177,000 | 1,744,000 | 2,301,000 |
| Net interest income | 2,130,000 | 3,996,000 | 5,986,000 | 8,131,000 |
| Noninterest income | 958,000 | 2,122,000 | 3,213,000 | 4,400,000 |
| Noninterest expense | 2,683,000 | 5,530,000 | 8,278,000 | 11,072,000 |
| Provision for loan losses | 57,000 | 82,000 | 122,000 | 122,000 |
| Pretax income | 348,000 | 594,000 | 887,000 | 1,425,000 |
| Income tax | 20,000 | 36,000 | 55,000 | 89,000 |
| Net income | 328,000 | 558,000 | 832,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,119,000 | 21,225,000 | 21,324,000 | 21,651,000 |
| Total capital | 22,811,000 | 22,895,000 | 23,025,000 | 23,356,000 |
| Risk-weighted assets | 175,657,000 | 177,102,000 | 179,897,000 | 179,888,000 |