Call reports 2025
PRIME MERIDIAN BANK — 2025
What PRIME MERIDIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 974,668,000 | 993,042,000 | 983,835,000 | 956,408,000 |
| Total loans | 710,390,000 | 728,207,000 | 723,797,000 | 719,441,000 |
| Allowance for loan losses | 5,938,000 | 5,776,000 | 5,885,000 | 5,772,000 |
| Securities available for sale | 92,559,000 | 83,016,000 | 79,954,000 | 78,310,000 |
| Securities held to maturity | 15,285,000 | 15,294,000 | 15,304,000 | 15,313,000 |
| Trading assets | 1,514,000 | 1,503,000 | 1,286,000 | 1,342,000 |
| Total deposits | 872,625,000 | 894,034,000 | 881,111,000 | 853,840,000 |
| Interest-bearing deposits | 666,629,000 | 678,052,000 | 658,758,000 | 647,155,000 |
| Noninterest-bearing deposits | 205,996,000 | 215,982,000 | 222,353,000 | 206,685,000 |
| Equity capital | 89,316,000 | 91,563,000 | 95,264,000 | 95,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,674,000 | 25,941,000 | 39,353,000 | 52,537,000 |
| Interest expense | 4,789,000 | 9,787,000 | 14,676,000 | 19,546,000 |
| Net interest income | 7,885,000 | 16,154,000 | 24,677,000 | 32,991,000 |
| Noninterest income | 643,000 | 1,390,000 | 2,075,000 | 2,780,000 |
| Noninterest expense | 5,241,000 | 10,880,000 | 16,042,000 | 26,456,000 |
| Provision for loan losses | 303,000 | 1,313,000 | 1,494,000 | 1,426,000 |
| Pretax income | 2,998,000 | 5,315,000 | 9,053,000 | 7,695,000 |
| Income tax | 714,000 | 1,256,000 | 2,160,000 | 1,628,000 |
| Net income | 2,284,000 | 4,059,000 | 6,893,000 | 6,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,577,000 | 97,446,000 | 100,383,000 | 99,662,000 |
| Total capital | 101,673,000 | 103,430,000 | 106,503,000 | 105,700,000 |
| Risk-weighted assets | 694,953,000 | 712,444,000 | 695,541,000 | 689,160,000 |