Call reports 2025
FIRST STATE COMMUNITY BANK — 2025
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,214,085,000 | 4,244,529,000 | 4,305,877,000 | 4,469,173,000 |
| Total loans | 3,152,520,000 | 3,218,520,000 | 3,309,041,000 | 3,358,887,000 |
| Allowance for loan losses | 29,796,000 | 30,663,000 | 31,112,000 | 33,484,000 |
| Securities available for sale | 574,447,000 | 570,145,000 | 566,207,000 | 562,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,550,393,000 | 3,566,840,000 | 3,601,465,000 | 3,749,877,000 |
| Interest-bearing deposits | 2,737,279,000 | 2,750,443,000 | 2,779,924,000 | 2,932,590,000 |
| Noninterest-bearing deposits | 813,114,000 | 816,397,000 | 821,541,000 | 817,287,000 |
| Equity capital | 485,123,000 | 498,204,000 | 521,017,000 | 543,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 51,801,000 | 105,700,000 | 161,788,000 | 218,894,000 |
| Interest expense | 17,085,000 | 33,715,000 | 51,055,000 | 68,376,000 |
| Net interest income | 34,716,000 | 71,985,000 | 110,733,000 | 150,518,000 |
| Noninterest income | 14,704,000 | 28,363,000 | 42,633,000 | 56,376,000 |
| Noninterest expense | 25,347,000 | 51,876,000 | 79,207,000 | 106,662,000 |
| Provision for loan losses | 1,485,000 | 2,755,000 | 4,794,000 | 7,567,000 |
| Pretax income | 22,588,000 | 45,757,000 | 69,330,000 | 92,630,000 |
| Income tax | 4,439,000 | 8,875,000 | 13,413,000 | 17,815,000 |
| Net income | 18,149,000 | 36,877,000 | 55,912,000 | 74,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 455,006,000 | 464,154,000 | 481,024,000 | 500,147,000 |
| Total capital | 486,820,000 | 496,795,000 | 514,189,000 | 535,684,000 |
| Risk-weighted assets | 3,363,892,000 | 3,374,913,000 | 3,521,697,000 | 3,565,174,000 |