Call reports 2024
FIRST STATE COMMUNITY BANK — 2024
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,971,959,000 | 4,018,828,000 | 4,047,340,000 | 4,217,547,000 |
| Total loans | 2,932,552,000 | 2,990,347,000 | 3,026,149,000 | 3,124,238,000 |
| Allowance for loan losses | 27,446,000 | 26,456,000 | 27,391,000 | 28,410,000 |
| Securities available for sale | 610,106,000 | 597,528,000 | 601,119,000 | 583,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,374,555,000 | 3,395,548,000 | 3,382,535,000 | 3,554,294,000 |
| Interest-bearing deposits | 2,592,597,000 | 2,601,439,000 | 2,606,251,000 | 2,766,226,000 |
| Noninterest-bearing deposits | 781,958,000 | 794,109,000 | 776,284,000 | 788,068,000 |
| Equity capital | 432,120,000 | 450,095,000 | 478,859,000 | 482,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 46,568,000 | 94,833,000 | 145,249,000 | 196,852,000 |
| Interest expense | 16,203,000 | 32,818,000 | 50,012,000 | 67,049,000 |
| Net interest income | 30,365,000 | 62,015,000 | 95,237,000 | 129,803,000 |
| Noninterest income | 13,425,000 | 26,685,000 | 40,224,000 | 53,422,000 |
| Noninterest expense | 24,608,000 | 49,875,000 | 75,486,000 | 100,928,000 |
| Provision for loan losses | 900,000 | 1,823,000 | 3,311,000 | 5,153,000 |
| Pretax income | 18,254,000 | 36,974,000 | 57,161,000 | 77,862,000 |
| Income tax | 3,337,000 | 6,831,000 | 10,674,000 | 13,851,000 |
| Net income | 14,917,000 | 30,138,000 | 46,482,000 | 64,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 415,798,000 | 430,554,000 | 444,518,000 | 460,273,000 |
| Total capital | 446,007,000 | 459,773,000 | 474,147,000 | 490,701,000 |
| Risk-weighted assets | 3,376,827,000 | 3,331,637,000 | 3,258,798,000 | 3,368,217,000 |