Call reports 2023
FIRST STATE COMMUNITY BANK — 2023
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,897,072,000 | 3,898,163,000 | 3,902,357,000 | 3,977,265,000 |
| Total loans | 2,772,010,000 | 2,820,253,000 | 2,853,711,000 | 2,923,841,000 |
| Allowance for loan losses | 25,451,000 | 25,592,000 | 25,888,000 | 26,827,000 |
| Securities available for sale | 641,385,000 | 622,507,000 | 592,968,000 | 611,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,481,767,000 | 3,440,952,000 | 3,394,042,000 | 3,388,578,000 |
| Interest-bearing deposits | 2,600,956,000 | 2,603,386,000 | 2,566,921,000 | 2,599,125,000 |
| Noninterest-bearing deposits | 880,811,000 | 837,566,000 | 827,121,000 | 789,453,000 |
| Equity capital | 397,318,000 | 405,457,000 | 403,095,000 | 440,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 38,174,000 | 78,893,000 | 121,430,000 | 166,034,000 |
| Interest expense | 9,430,000 | 21,020,000 | 33,956,000 | 48,181,000 |
| Net interest income | 28,744,000 | 57,873,000 | 87,474,000 | 117,853,000 |
| Noninterest income | 12,451,000 | 24,828,000 | 37,750,000 | 50,145,000 |
| Noninterest expense | 23,190,000 | 46,853,000 | 70,720,000 | 93,774,000 |
| Provision for loan losses | 440,000 | 903,000 | 1,467,000 | 2,549,000 |
| Pretax income | 17,565,000 | 34,880,000 | 52,972,000 | 71,610,000 |
| Income tax | 3,259,000 | 6,526,000 | 9,984,000 | 12,848,000 |
| Net income | 14,306,000 | 28,349,000 | 42,983,000 | 58,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 379,898,000 | 391,574,000 | 403,551,000 | 419,651,000 |
| Total capital | 408,087,000 | 419,929,000 | 432,202,000 | 449,241,000 |
| Risk-weighted assets | 3,213,575,000 | 3,271,891,000 | 3,301,599,000 | 3,356,699,000 |