Call reports 2022
FIRST STATE COMMUNITY BANK — 2022
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,888,848,000 | 3,830,509,000 | 3,760,583,000 | 3,866,130,000 |
| Total loans | 2,566,695,000 | 2,607,466,000 | 2,684,563,000 | 2,740,175,000 |
| Allowance for loan losses | 27,192,000 | 27,307,000 | 27,467,000 | 27,628,000 |
| Securities available for sale | 690,136,000 | 701,669,000 | 668,167,000 | 650,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 858,000 | 0 | 0 | 0 |
| Total deposits | 3,484,413,000 | 3,435,043,000 | 3,372,433,000 | 3,455,109,000 |
| Interest-bearing deposits | 2,542,024,000 | 2,522,015,000 | 2,456,374,000 | 2,579,369,000 |
| Noninterest-bearing deposits | 942,389,000 | 913,028,000 | 916,059,000 | 875,740,000 |
| Equity capital | 371,427,000 | 365,442,000 | 368,995,000 | 393,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 28,890,000 | 58,915,000 | 92,010,000 | 127,371,000 |
| Interest expense | 1,530,000 | 3,336,000 | 6,603,000 | 12,603,000 |
| Net interest income | 27,360,000 | 55,579,000 | 85,407,000 | 114,768,000 |
| Noninterest income | 12,971,000 | 25,266,000 | 37,776,000 | 49,570,000 |
| Noninterest expense | 22,013,000 | 44,455,000 | 67,137,000 | 89,990,000 |
| Provision for loan losses | 324,000 | 632,000 | 941,000 | 1,472,000 |
| Pretax income | 17,994,000 | 35,758,000 | 55,105,000 | 72,431,000 |
| Income tax | 3,506,000 | 6,931,000 | 10,705,000 | 13,177,000 |
| Net income | 14,488,000 | 28,822,000 | 44,395,000 | 59,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,741,000 | 339,439,000 | 366,618,000 | 381,826,000 |
| Total capital | 351,933,000 | 366,746,000 | 394,085,000 | 409,454,000 |
| Risk-weighted assets | 2,879,345,000 | 2,930,212,000 | 3,015,272,000 | 3,229,320,000 |