Call reports 2020
FIRST STATE COMMUNITY BANK — 2020
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,674,223,000 | 2,903,878,000 | 3,228,914,000 | 3,396,765,000 |
| Total loans | 2,039,036,000 | 2,145,751,000 | 2,290,825,000 | 2,379,726,000 |
| Allowance for loan losses | 19,710,000 | 19,897,000 | 21,322,000 | 23,649,000 |
| Securities available for sale | 301,532,000 | 376,904,000 | 465,712,000 | 519,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 93,000 |
| Total deposits | 2,236,520,000 | 2,467,524,000 | 2,783,134,000 | 2,933,323,000 |
| Interest-bearing deposits | 1,800,104,000 | 1,879,498,000 | 2,123,134,000 | 2,255,954,000 |
| Noninterest-bearing deposits | 436,416,000 | 588,026,000 | 660,000,000 | 677,369,000 |
| Equity capital | 324,288,000 | 337,493,000 | 350,809,000 | 372,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,943,000 | 54,966,000 | 83,403,000 | 112,695,000 |
| Interest expense | 4,942,000 | 8,612,000 | 11,828,000 | 14,605,000 |
| Net interest income | 23,001,000 | 46,354,000 | 71,575,000 | 98,090,000 |
| Noninterest income | 10,222,000 | 20,622,000 | 32,689,000 | 44,554,000 |
| Noninterest expense | 19,652,000 | 39,768,000 | 61,595,000 | 84,351,000 |
| Provision for loan losses | 645,000 | 1,243,000 | 3,023,000 | 5,560,000 |
| Pretax income | 12,983,000 | 26,283,000 | 39,964,000 | 53,578,000 |
| Income tax | 2,365,000 | 4,938,000 | 7,586,000 | 9,772,000 |
| Net income | 10,618,000 | 21,340,000 | 32,373,000 | 43,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,923,000 | 282,091,000 | 262,054,000 | 283,355,000 |
| Total capital | 290,633,000 | 301,988,000 | 283,376,000 | 307,004,000 |
| Risk-weighted assets | 2,279,065,000 | 2,318,801,000 | 2,454,014,000 | 2,638,633,000 |