Call reports 2019
FIRST STATE COMMUNITY BANK — 2019
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,518,932,000 | 2,528,224,000 | 2,566,041,000 | 2,622,768,000 |
| Total loans | 1,960,666,000 | 1,983,146,000 | 2,003,390,000 | 2,017,466,000 |
| Allowance for loan losses | 19,056,000 | 19,307,000 | 19,327,000 | 19,213,000 |
| Securities available for sale | 256,309,000 | 267,417,000 | 264,784,000 | 299,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,138,634,000 | 2,129,321,000 | 2,122,897,000 | 2,194,368,000 |
| Interest-bearing deposits | 1,730,861,000 | 1,715,854,000 | 1,707,881,000 | 1,784,826,000 |
| Noninterest-bearing deposits | 407,773,000 | 413,467,000 | 415,016,000 | 409,542,000 |
| Equity capital | 286,498,000 | 297,592,000 | 311,765,000 | 321,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 26,489,000 | 53,858,000 | 81,888,000 | 109,941,000 |
| Interest expense | 5,117,000 | 10,479,000 | 15,957,000 | 21,311,000 |
| Net interest income | 21,372,000 | 43,379,000 | 65,931,000 | 88,630,000 |
| Noninterest income | 8,448,000 | 17,286,000 | 28,055,000 | 37,702,000 |
| Noninterest expense | 18,046,000 | 36,655,000 | 56,603,000 | 75,846,000 |
| Provision for loan losses | 441,000 | 980,000 | 1,417,000 | 2,068,000 |
| Pretax income | 11,332,000 | 23,040,000 | 36,013,000 | 48,465,000 |
| Income tax | 2,051,000 | 4,267,000 | 6,511,000 | 8,796,000 |
| Net income | 9,281,000 | 18,768,000 | 29,497,000 | 39,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,297,000 | 249,238,000 | 260,159,000 | 270,773,000 |
| Total capital | 258,353,000 | 268,545,000 | 279,486,000 | 289,986,000 |
| Risk-weighted assets | 2,230,683,000 | 2,248,103,000 | 2,237,091,000 | 2,314,553,000 |