Call reports 2016
FIRST STATE COMMUNITY BANK — 2016
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,760,914,000 | 2,037,960,000 | 2,037,766,000 | 2,120,614,000 |
| Total loans | 1,289,079,000 | 1,522,193,000 | 1,558,866,000 | 1,621,563,000 |
| Allowance for loan losses | 15,818,000 | 16,426,000 | 16,984,000 | 16,854,000 |
| Securities available for sale | 278,781,000 | 298,486,000 | 263,197,000 | 255,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,519,735,000 | 1,707,260,000 | 1,679,139,000 | 1,769,374,000 |
| Interest-bearing deposits | 1,237,818,000 | 1,389,534,000 | 1,349,200,000 | 1,428,457,000 |
| Noninterest-bearing deposits | 281,917,000 | 317,726,000 | 329,939,000 | 340,917,000 |
| Equity capital | 185,862,000 | 228,480,000 | 234,228,000 | 240,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,512,000 | 38,339,000 | 57,764,000 | 77,749,000 |
| Interest expense | 1,330,000 | 3,238,000 | 4,930,000 | 6,678,000 |
| Net interest income | 15,182,000 | 35,101,000 | 52,834,000 | 71,071,000 |
| Noninterest income | 5,626,000 | 13,277,000 | 20,237,000 | 27,141,000 |
| Noninterest expense | 12,711,000 | 29,517,000 | 44,267,000 | 60,907,000 |
| Provision for loan losses | 468,000 | 1,387,000 | 2,128,000 | 2,593,000 |
| Pretax income | 7,704,000 | 17,658,000 | 27,055,000 | 35,091,000 |
| Income tax | 2,079,000 | 5,185,000 | 8,048,000 | 8,770,000 |
| Net income | 5,625,000 | 12,473,000 | 19,007,000 | 26,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,656,000 | 186,324,000 | 193,127,000 | 200,255,000 |
| Total capital | 169,474,000 | 202,750,000 | 210,111,000 | 217,109,000 |
| Risk-weighted assets | 1,415,853,000 | 1,658,553,000 | 1,687,956,000 | 1,863,827,000 |