Call reports 2015
FIRST STATE COMMUNITY BANK — 2015
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,762,050,000 | 1,762,655,000 | 1,740,522,000 | 1,805,078,000 |
| Total loans | 1,239,203,000 | 1,260,670,000 | 1,263,503,000 | 1,289,807,000 |
| Allowance for loan losses | 14,669,000 | 14,807,000 | 15,012,000 | 15,150,000 |
| Securities available for sale | 332,437,000 | 313,611,000 | 293,512,000 | 285,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,480,511,000 | 1,456,849,000 | 1,441,782,000 | 1,519,823,000 |
| Interest-bearing deposits | 1,225,618,000 | 1,188,795,000 | 1,167,387,000 | 1,241,029,000 |
| Noninterest-bearing deposits | 254,893,000 | 268,054,000 | 274,395,000 | 278,794,000 |
| Equity capital | 191,035,000 | 195,211,000 | 201,814,000 | 185,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,770,000 | 31,807,000 | 47,956,000 | 64,132,000 |
| Interest expense | 1,234,000 | 2,480,000 | 3,695,000 | 4,947,000 |
| Net interest income | 14,536,000 | 29,327,000 | 44,261,000 | 59,185,000 |
| Noninterest income | 5,397,000 | 11,069,000 | 16,615,000 | 22,039,000 |
| Noninterest expense | 11,703,000 | 23,817,000 | 35,968,000 | 49,894,000 |
| Provision for loan losses | 438,000 | 869,000 | 1,337,000 | 1,819,000 |
| Pretax income | 7,958,000 | 15,879,000 | 23,774,000 | 29,792,000 |
| Income tax | 2,299,000 | 4,639,000 | 6,950,000 | 6,838,000 |
| Net income | 5,659,000 | 11,240,000 | 16,822,000 | 22,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,718,000 | 165,458,000 | 171,192,000 | 155,474,000 |
| Total capital | 174,387,000 | 180,265,000 | 186,204,000 | 170,624,000 |
| Risk-weighted assets | 1,305,008,000 | 1,314,116,000 | 1,300,995,000 | 1,430,451,000 |