Call reports 2014
FIRST STATE COMMUNITY BANK — 2014
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,679,324,000 | 1,712,593,000 | 1,695,362,000 | 1,722,697,000 |
| Total loans | 1,151,159,000 | 1,177,083,000 | 1,182,802,000 | 1,211,288,000 |
| Allowance for loan losses | 14,164,000 | 13,614,000 | 13,881,000 | 14,642,000 |
| Securities available for sale | 347,609,000 | 349,264,000 | 329,364,000 | 322,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,444,805,000 | 1,408,704,000 | 1,386,094,000 | 1,430,635,000 |
| Interest-bearing deposits | 1,208,725,000 | 1,168,019,000 | 1,152,379,000 | 1,195,317,000 |
| Noninterest-bearing deposits | 236,080,000 | 240,685,000 | 233,715,000 | 235,318,000 |
| Equity capital | 175,342,000 | 181,792,000 | 184,737,000 | 190,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,679,000 | 31,522,000 | 47,177,000 | 62,846,000 |
| Interest expense | 1,590,000 | 3,182,000 | 4,644,000 | 5,956,000 |
| Net interest income | 14,089,000 | 28,340,000 | 42,533,000 | 56,890,000 |
| Noninterest income | 5,027,000 | 10,030,000 | 15,128,000 | 20,383,000 |
| Noninterest expense | 11,670,000 | 23,392,000 | 35,014,000 | 46,981,000 |
| Provision for loan losses | 706,000 | 1,278,000 | 1,825,000 | 2,468,000 |
| Pretax income | 7,789,000 | 14,809,000 | 22,074,000 | 29,090,000 |
| Income tax | 2,546,000 | 4,753,000 | 7,024,000 | 8,890,000 |
| Net income | 5,243,000 | 10,056,000 | 15,050,000 | 20,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,441,000 | 146,728,000 | 149,707,000 | 154,874,000 |
| Total capital | 155,605,000 | 160,342,000 | 163,588,000 | 169,516,000 |
| Risk-weighted assets | 1,144,235,000 | 1,170,886,000 | 1,187,071,000 | 1,213,310,000 |