Call reports 2013
FIRST STATE COMMUNITY BANK — 2013
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,441,699,000 | 1,603,873,000 | 1,637,832,000 | 1,692,312,000 |
| Total loans | 1,038,582,000 | 1,070,986,000 | 1,105,912,000 | 1,142,665,000 |
| Allowance for loan losses | 12,128,000 | 12,342,000 | 13,118,000 | 14,008,000 |
| Securities available for sale | 249,432,000 | 315,962,000 | 355,686,000 | 365,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,189,905,000 | 1,380,455,000 | 1,356,475,000 | 1,400,204,000 |
| Interest-bearing deposits | 1,013,093,000 | 1,156,447,000 | 1,134,879,000 | 1,175,567,000 |
| Noninterest-bearing deposits | 176,812,000 | 224,008,000 | 221,596,000 | 224,637,000 |
| Equity capital | 165,690,000 | 165,121,000 | 170,556,000 | 173,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,257,000 | 29,346,000 | 44,863,000 | 60,681,000 |
| Interest expense | 2,115,000 | 4,107,000 | 5,884,000 | 7,502,000 |
| Net interest income | 12,142,000 | 25,239,000 | 38,979,000 | 53,179,000 |
| Noninterest income | 3,637,000 | 7,458,000 | 12,164,000 | 16,731,000 |
| Noninterest expense | 9,902,000 | 19,901,000 | 31,302,000 | 42,682,000 |
| Provision for loan losses | 940,000 | 1,968,000 | 2,934,000 | 4,129,000 |
| Pretax income | 5,002,000 | 10,893,000 | 17,222,000 | 23,499,000 |
| Income tax | 1,077,000 | 3,067,000 | 5,176,000 | 6,992,000 |
| Net income | 3,925,000 | 7,826,000 | 12,046,000 | 16,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,758,000 | 130,839,000 | 136,797,000 | 140,659,000 |
| Total capital | 146,886,000 | 143,181,000 | 149,915,000 | 154,667,000 |
| Risk-weighted assets | 1,019,389,000 | 1,081,176,000 | 1,113,564,000 | 1,142,787,000 |